Also, there was this following text near the bottom of the letter: I never (nor my s.o.) applied for a VS credit card, so did an actual fraudster tried to open an account under my name? Or is this letter a phishing scam itself? I noticed the typo "amounton" and was suspicious. Low level of authentication indicative of ID Fraud.Low level of authentication indicative of First Party Fraud.High average credit limit or loan amounton revolving/real property trades or credit balance to limit ratio on revolving trades.Current address reported by recently opened trade only.Here are our reasons for declining your request: "Based on information obtained from the credit-reporting agency, we are unable to approve your application at this time. Comenity Bank issues all Victoria's Secret credit cards, and we handle any account-related matters. So I've never (as well as my s.o.) applied for a credit card but received a rejection letter addressed from Comenity Bank, which states that my "recent application for a(n) Victoria's Secret credit card. No promotion of illegal, fraudulent, or nefarious activities No self-promotional content with prior mod approval. No referrals in posts, comments, or private messages. PIN, Signature).Ĭapital One Upgrade Link - Check PC eligibility for your existing card List of credit card company phone numbersĬredit Card Tuneup or CreditIntro to help you find the right cardĮMV CVM Database - Find a card's Cardholder Verification Method list (e.g. Template for Card Recommendation Requests Suggestions, Ideas, and Feedback - Post your suggestions hereĬreditKarma - Uses TransUnion and EquifaxĬreditSesame - May use Transunion or Experian depending on service Official User Flairs Thread - Learn how to customize your user flair
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